The first call from an adjuster is friendly. The second one isn't. Before you sign anything, talk to a lawyer who knows what your case is actually worth.
Personal-injury claims in Arizona are governed by a deceptively simple statute of limitations — two years from the date of the injury — and a body of comparative-fault, damages, and insurance-coverage law that is anything but simple. The decisions a claimant makes in the first weeks frequently determine the value of the case far more than anything that happens at mediation a year later. Whether to give a recorded statement, what to post on social media, which provider to treat with, whether to use health insurance or a treating-on-lien provider, and when to put the carrier on notice of an underinsured-motorist claim are all questions with right and wrong answers. The wrong answer is rarely fatal, but it routinely costs claimants tens of thousands of dollars in eventual recovery. We answer these questions at no cost in the initial consultation, even if you ultimately decide to handle the matter yourself.
Insurance carriers have refined their claims-handling playbook over decades, and the playbook is consistent. A friendly adjuster calls within seventy-two hours and offers to 'help you get this resolved quickly.' A modest payment — often two or three thousand dollars — is offered against a release that, on its face, looks limited to property damage but in fact extinguishes the bodily-injury claim entirely. A request for a recorded statement is framed as routine paperwork. Social-media surveillance begins the day a claim number is opened. An independent medical examination is scheduled with a physician who, despite the label, derives most of his income from defense work. None of these tactics is illegal. All of them are designed to reduce the carrier's exposure, and they are remarkably effective against unrepresented claimants. Our job is to neutralize them — and we do so without charging a fee unless we recover.
The value of a personal-injury case is not a guess. It is the sum of past medical expenses, reasonably anticipated future medical care supported by a treating physician's narrative, lost wages and impairment of earning capacity proved through tax returns and vocational opinion, and general damages — pain, suffering, disfigurement, and loss of enjoyment of life — calibrated to the venue, the jury pool, and the specific facts. We model the case value in writing once treatment stabilizes, and we revise it as the medical picture develops. We also model the after-fee, after-lien recovery so the client knows what will actually arrive in their account at closing. Claimants who understand the math negotiate better, accept fair offers faster, and reject unfair ones with confidence.
At a glance
- No fee unless we recover for you.
- Free consultations, often same-day.
- Direct access to your attorney — not a case manager.
- Decades of jury verdicts and confidential settlements.
What we do
We document liability, marshal medical records, retain accident reconstructionists when needed, and negotiate from a posture of trial-readiness. If the offer is wrong, we file.
What it costs
Our personal-injury matters are taken on contingency. You pay nothing unless and until we recover money for you, and your consultation is free.
Medical care and treatment liens
We help connect uninsured clients with providers who treat on a lien and we negotiate balances down at settlement so more of the recovery reaches you.
Insurance company tactics
Recorded statements, quick lowball offers, social-media surveillance, and 'independent' medical examinations are routine. We prepare you for each and intervene before they cost you the case.
Liens and subrogation
ERISA, Medicare, Medicaid, AHCCCS, and health-insurer liens must be resolved at settlement. We negotiate every lien and document the reductions in writing.
Representative results
Past outcomes do not guarantee a future result. Details are generalized to preserve client confidentiality.
- Confidential seven-figure resolution of a rear-end collision with future spinal-fusion care.
- Six-figure UIM recovery for a Mesa cyclist struck by an underinsured driver — after the carrier's initial $25,000 offer.
- Pre-suit policy-limits settlement for the family of a pedestrian injured in a Tempe crosswalk.
Common mistakes to avoid
- Giving a recorded statement to the at-fault carrier before retaining counsel.
- Posting recovery photos, gym checkins, or vacation updates while a claim is open.
- Signing the carrier's 'medical authorization' — it usually grants access to records far beyond the injury at issue.
Fees
Contingency fee — there is no cost to you unless we recover. Case costs are advanced by the firm.
How a case moves through our office
- 01
Investigation
Scene photos, witness statements, 911 audio, police reports, and preservation letters to defendants.
- 02
Treatment
We monitor your medical care and gather records and bills as you treat.
- 03
Demand
Comprehensive demand package after maximum medical improvement.
- 04
Negotiation or suit
Most cases settle; we file suit when carriers refuse fair value.
- 05
Resolution
Settlement, mediation, or jury trial — then lien negotiation and disbursement.
What to bring to the consultation
- Police or incident report (or report number).
- Photos of vehicles, the scene, and any injuries.
- Names and contact information of witnesses.
- Your auto insurance declarations page.
- A list of all medical providers you have seen since the incident.
Governing law
- A.R.S. § 12-542
- Two-year statute of limitations for personal injury actions.
- A.R.S. § 12-821.01
- 180-day notice of claim against public entities.
Citations are general references, not legal advice. Statutes are amended; consult counsel for the current text as it applies to your matter.
Personal Injury by city
Each page below covers the local court, ZIP codes, neighborhoods, and the issues that come up most in that city.
Common questions
- How long do I have to file?
- Arizona's statute of limitations is generally two years from the date of the injury. Notice-of-claim rules against public entities are much shorter — sometimes 180 days.
- Should I give a recorded statement?
- Not before talking to a lawyer. We almost never allow it.
- What is my case worth?
- It depends on liability, medical specials, future treatment, lost income, and pain and suffering. We give a realistic range early — and revise it as treatment develops.
- Will I have to go to trial?
- Most cases settle. We prepare each one as if it will not.
- Do I have to pay back my health insurance?
- Often yes, under subrogation or ERISA. We negotiate every lien.